Factores influyentes en el fracaso de los startups en Colombia.
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Abstract
Teniendo en cuenta la coyuntura actual, en la cual el concepto de “startups” ha estado muy presente debido al incremento sustancial de este tipo de empresas, se desarrolló un estudio para identificar las causas del fracaso de estas. La elaboración de este trabajo brinda información acerca del entorno de start-ups en Colombia, desarrollado con el propósito de encontrar una posible razón de porque estas fracasan. Dentro de este se evaluarán los diferentes factores más relevantes dentro de este tipo de organizaciones, con la meta de encontrar cuál de estos es el más relevante en el momento en el que una start-up fracasa. Se encontró que no hay un solo factor que genere que las Fintech en Bogotá fallen, esto es causado por diferentes razones tales como, Recurso humano inadecuado, entorno político y legal muy complejo, fallas en el modelo de negocio o falta de acceso a financiación. Es importante mencionar, que, aunque las fallas se generen por diferentes factores, hubo una predominancia clara de la falta de acceso a financiación como uno de los principales factores que generan el fracaso de las Fintech en Bogotá
Abstract
Considering the current economic situation around the world, in which the concept of “startup” companies has been very influential due to a substantial increase of new companies categorized under this name. A study has been developed and created to identify, analyze, and understand why so many of this such disrupting companies fail. The present study, and its development have been created to supply and analyze key information based on the Colombian startup environment, with the main purpose of identifying the reasons this companies fail. Along the study you will find a detailed analysis and evaluation of the most relevant factors of possible failures along this organizations. The main goal is to find, through data and investigations, which of these are the most influential in a startup failure in Bogota, Colombia. Based on the data we were able to conclude that Fintech startups in Bogota fail due to a numerous number of factors such as underqualified human resource, unstable political and legal environment, a weak business model and difficulty to obtain financial assistance or credits. Thus, its important to mention that even though fintech’s fail due to different reasons, the lack of access to capital and financial assistance was a one of the predominant factors of why this companies tend to fail.
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